Debt can be stressful. That's why Peach helps, and rewards you, to build and stick to a Fresh Start plan. Plus, Peach is free to use with no hidden fees.
In 2023, consumers paid $5.8B in overdraft and insufficient fund fees. We believe that people without money shouldn't get hit with fees.
That's why we built Smart Autopay, a feature that makes autopayments towards your debt only when you have funds available, lowering the risk of fees.
Frequent questions
We’re here to answer any questions you may have. If you still need support or have any further questions, don’t hesitate to reach out to us via our support page.
What is Peach?
Peach is a free-to-use platform offered to debtors of UniDebt, our affiliated company, that makes it easier for debtors to access tools, education, and support to make it easier to manage and pay off their debt.
What is a Fresh Start plan?
A Fresh Start plan lets you commit to a specific payment schedule and qualify for partial debt forgiveness (contingent upon your completion) and other perks.
How does Smart Autopay work?
To reduce the risk of overdraft and insufficient fees, we built Smart Autopay: a feature that makes auto-payments towards your debt only when you have funds available.
Can I qualify for forgiveness?
Yes. We offer generous forgiveness rates to users that agree to settle their debt using a Fresh Start plan that they commit to and successfully complete.
Ready to
fix your finances?
Peach helps, and rewards you, to build and stick to a Fresh Start plan. Plus, it's always free to use.
.svg)
